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Personal Financing-i

School fees? Starting a business? Medical costs? With up to RM100,000 financing available, you can provide for the people that matter most.

General Benefits

Enjoy the convenience of Personal Financing-i that fulfils your needs. Get instant approval with a hassle-free application anytime, anywhere.

Low Instalment

Monthly Payment as low as RM55.

High Financing

Finance up to RM100,000.

Up to 7 Years Tenures

Enjoy Payment tenure up to 7 years.

Features & Benefits

A secure, easy-to-use app that provides the ultimate convenience for all your financial needs.​

Fast Approval & Hassle Free

Get your cash, even if it's a Sunday. No guarantor, collateral, or security deposit needed.​

High Financing Amount

Finance up to RM100,000.

Payment Tenure Up To 84 Months

You can select Payment tenure of 6, 9, 12, 15, 18, 24, 30, 36, 48, 60, 72 and 84 months.

Islamic Shariah Concept

Using Commodity Murabahah transactions based on the Shariah principle of Tawarruq.

Simple Documents

Very easy to apply. You just need to have relevant documents ready.

Attractive Rates

As low as 0.66% p.m*.

Eligibility & Required Documents

With minimal documents required, AEON i-cash is the perfect financing solution to meet all your needs!

Eligibility

  • Malaysian citizen only
  • 18 years old until 65 years old
  • Minimum gross income of RM1,500 is required
  • Minimum finance amount is RM1,000 with maximum RM100,000

Documents Needed

  • The documents required for processing as listed below:

Valid Email Address and Mobile Number

  • Personal Financing-i (PF) applicant is required to have a valid email address and mobile phone number for verification purposes.
  • A Verification Code will be sent to applicant for the sole purpose of details verification in order to complete the Personal Financing-i application process.
  • If Personal Financing-i application is made via the Telemarketing channel, AEON Credit Telemarketing Officer will contact the applicant to confirm on the Verification Code.

Fees & Charges

Secure, Easy-to-Use apps for the ultimate convenience to meet your financial services needs.

Processing Fee

4% of the financing amount ≤RM10,000
2% of the financing amount >RM10,000
Maximum fee is capped at RM400

Stamp Duty

As per the Stamp Act 1949 (Revised 1989)

Wakalah Fee

RM10.00  

*All applicable taxes shall be payable by the customer (if any). For further detail please log on to www.aeoncredit.com.my

Instalments Tables

Instalment tables to guide you for your Personal Financing-i  (from RM1,000 to RM100,000).

Table of Profit Rate/Kadar Keuntungan 0.66% per month/sebulan (RM1,000 – RM100,000)

Table of Profit Rate/Kadar Keuntungan 0.75% per month/sebulan (RM1,000 – RM100,000)

Table of Profit Rate/Kadar Keuntungan 0.80% per month/sebulan (RM1,000 – RM100,000)

Table of Profit Rate/Kadar Keuntungan 0.84% per month/sebulan (RM1,000 – RM100,000)

Table of Profit Rate/Kadar Keuntungan 1.20% per month/sebulan (RM1,000 – RM100,000)

Table of Profit Rate/Kadar Keuntungan 1.50% per month/sebulan (RM1,000 – RM100,000)

Notes:
*Actual financed amount may vary from the above tables
*Profit rate: 0.66% per month = 7.92% per year, (Effective rate): 13.57% - 14.31% a year
*Profit rate: 1.50% per month = 18% per year, (Effective rate): 27.46% - 31.72% a year

FAQs

Explore our Frequently Asked Questions (FAQ) section to find comprehensive information about AEON Credit Personal Financing.

See All FAQs

Loan Calculator

Our helpful tool to help you calculate your monthly instalments (subject to final approval).

Personal Financing

Loan Amount (RM)
Profit Rate per Month
Loan Tenure
RM0
per Month

Apply for Personal Financing Today

School fees? Starting a business? Medical costs? With up to RM100,000 financing available, you can provide for the people that matter most.

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