Motorcycle Financing HP-i
With installment periods up to 84 months,
our Motorcycle Financing makes owning one a whole lot easier.
Enjoy installment periods up to 84 months.
Enjoy rates as low as 0.375% per month (for qualified customer only)
We finance a wide range of motorcycle brands.
 Other Features & Benefits
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  • Fast approval – within 3 working days for normal applicants and express card holders.
  • Enjoy attractive monthly rates.
  • Enjoy the flexible instalment periods option: 12, 24, 36, and up to 84 months.
  • Enjoy up to 90% financing for qualified customers.
  • Minimum Down Payment of 10%
  • Hassle free repayment methods and variety of payment channels.
  • Shariah-compliant and governed under the Hire Purchase Act 1967.
Moped (Below 250cc)
  1. Bikes below 250cc.
  2. Rate as low as 0.833% per month.
  3. Flexible tenure applies to new & used motorcycle.
    • New: Instalment periods from 12 to 60 months.
    • Used: Instalment periods from 12 to 48 months.
Superbike (250cc and above)
  1. Bikes 250cc and above.
  2. Rate as low as 0.375% per month.
  3. Enjoy the flexi financing tenure from 12 to 84 month.
  4. Financing is available for new and used superbikes.
  5. Finance for a wide range of brands.
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Documents & Requirements
Documents Required
Individual Applicant
  • One photocopy of I/C
  • Photocopy of 3 months proof of income
  • Bank statement or savings passbook

Self-Employed
  • Form J and Business registration form (Borang A and D)
  • Photocopied I/C of proprietor/partners/directors
  • 3 months bank statement
Applicant's Requirements
Individual
  • Malaysian citizen aged 18 years and above
  • Applicants should be employed for at least 6 months in current employment
  • Minimum monthly gross income: RM1,050 (WM), RM920 (EM)
  • Office telephone number and HP / home telephone number is compulsory
  • One contactable referee
  • Applicant must be contactable

Self-Employed
  • Malaysian citizen aged 18 years and above
  • Self-employed applicants' current employment must be at least 1 year
  • Minimum monthly net pay: RM1000.00
  • Providing office telephone and HP / home telephone number is compulsory
  • One contactable referee
  • Applicant must be contactable
 Payment Methods
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  • Auto Debit Facilities
    1. Alliance Bank
    2. Ambank
    3. Bank Muamalat
    4. Bank Simpanan Nasional
    5. CIMB Bank
    6. Maybank
    7. Public Bank
    8. RHB Bank
    9. Standard Chartered Bank
  • Over-the-counter (Available in MBB, Alliance Bank, PBB, BSN, Senheng)
  • Cash Deposit Machine (CDM) (Available in all AEON Credit Service branches, Maybank, CIMB Bank, Public Bank and Alliance Bank with 24 hours service.)
  • Payment through MEPS Interbank GIRO at any participating banks and through Internet Banking
 Frequently Asked Questions (FAQ)
Q. What is AEON Motorcycle Financing HP-i?
A. Motorcycle Financing HP-i is a Shariah-compliant financing product granted to end consumer for purchasing motorcycle.
Q. Does AEON Motorcycle Financing HP-i governed under the Hire Purchase Act 1967?
A. Yes.
Q. Do I need to purchase motorcycles from the AEON Credit's appointed dealers?
A. Yes, AEON Credit has more than 1000 appointed motorcycle merchants throughout the nation at your convenience.
Q. What documents do I need to submit?
 Tap here to see documents required.
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Note: AEON Credit Service reserves the right to request for additionally supporting documents if deem necessary.
Q. What brand of motorcycles do AEON Credit Service (M) Bhd finance?
A. We finance a wide range of brands of motorcycle, Kawasaki, Yamaha, Honda, SYM, Modenas, Suzuki, Scomadi, KTM, BMW, Ducati, Harley Davidson, Benelli, Moto Guzzi, Motor Morini, QJ Motor, Royal Alloy, Royal Enfield, MForce Premium, Wmoto, Aveta, Adiva, Brixton, GPX, Pulsar, MLE, SM Sport, Zontes, Aprilia, MV Agusta, Triumph, Moto Guzzi, Keeway, Naza, Vespa, Piaggio, Kymco, CMC, Momos, Daiichi, Daelim, KTNS, Husqvarna, Zero Engineering & Skyteam.
Q. What is the Loan Tenure for AEON Credit Service's Motorcycle Financing HP-i?
A. We do provide flexi installment tenure up to customer’s choice. Moped and Superbike instalment tenure range from 12, 24, 36, 48 to maximum 84 months on selected models.
Q. What types of Scheme under AEON Credit Service's Motorcycle Financing HP-i?
A.
Financing Package
 Tap here to see financing package
Q. What should I do in the event of renewing my road tax?
A. You can simply visit any of our appointed motorcycle dealers for renewing road tax wherever you are.
Q. What are the benefits of AEON Credit Service's Motorcycle Financing HP-i?
A. We provide flexible instalment period up to 84 months at our customer choice. We offer attractive profit rate and high Margin of finance. On top, we do provide 1 year Extended Warranty on your motorcycle.
Q. Is it compulsory to have a guarantor in order for the loan to be approved?
A. Guarantor provision is not compulsory.
Q. How many payment channels does AEON Credit Service provide?
A. You can either pay your monthly instalment by auto-debit or post-dated cheque.
Q. Will my personal information be confidential?
A. Yes.
Q. Would I enjoy any privileges if I'm an Express Card / Credit Card Member?
A. Yes. You would enjoy lower profit rate, fast approval and lesser documentation on your application
Q. What should I do if I lose my motorcycle?
A. Step 1
  1. Lodge a police report on the lost of Motor Vehicles at the nearest police station immediately (within 24 hours).
  2. Obtain and fill in the insurance claim form from the relevant insurance company.
  3. Prepare the following documents:
    • Copy of Mykad
    • Copy of valid license
    • Original copy of road tax (if any)
    • Original copy of police report
    • Copy of vehicle registration card / Vehicle Ownership Certificate (if received)
    • Copy of insurance cover note
    • Copy of Sales & Purchase Agreement

Step 2
  1. Submit the above documents (from Step 1) to AEON.
  2. Obtain the latest outstanding balance account from AEON.
  3. Update personal information:
    • Latest address
    • Latest contact number (mobile, house & office)

Step 3
  1. Continue to service the monthly instalment as per payment schedule
  2. Follow up on the insurance claim status with the insurance company (at least once a month). IMPORTANT: Please ensure that AEON & the insurance company have your latest contact numbers, particularly your mobile number so that they can update you on any new information
Download Product Disclosure Sheet
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