Auto Financing
Buying a new (or used) car has never been easier with our Auto Financing Scheme.
Enjoy instalment periods up to 108 months
Enjoy up to 90% financing (for qualified customers only).
We finance a wide range of car brands.
 Features
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  • Minimum downpayment of 10%
  • Accept ALL brands of vehicles
  • Enjoy the flexi installment periods option: 12, 24, 36, 48, 60, 72, 84, 96 & 108 months
  • Enjoy up to 90% financing for qualified customers
  • Hassle free repayment methods (Auto debit or post-dated cheques)
 Documents & Requirements
Documents Required
All the documents must be original sighted & signed by the salesman):-
  1. Identity Card (front & back)
  2. Valid driving license (front & back)
  3. Registration card (front & back)
  4. Latest 3 month salary slip
  5. Bank book: front page bank book with the account number
  6. For Maybank account: ATM card and ATM Transaction sheet
  7. 1 relative reference (not staying together)

*AEON Credit Assessment reserves the right to request additional supporting documents (e.g. EPF statement, Salary Account) or Joint Applicant wherever is deemed necessary. Final approval limit granted is subject to assessment result.
Applicant's Requirements
Age: 18 – 65 years old
Employment Period: Years of service at least 3 months
License: It is compulsory for the applicant / rider to have a valid driving license. If the applicant does not have a license, immediate family driving license will suffice.
 Payment Methods
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  • Panel Bank (Auto Debit / Post Dated Cheque)
    1. Alliance Bank
    2. Ambank
    3. Bank Muamalat
    4. Bank Simpanan Nasional
    5. CIMB Bank
    6. Maybank
    7. Public Bank
    8. RHB Bank
    9. Standard Chartered Bank
  • Over-the-counter (Available in all AEON Credit Service Branches)
  • Cash Deposit Machine (CDM) (Available in selected AEON Credit Service branches, Maybank, CIMB Bank, Public Bank and Alliance Bank with 24 hours service.)
  • Payment through MEPS Interbank GIRO at any participating banks and through Internet Banking
 Frequently Asked Questions (FAQ)
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Q1. What is AEON Auto Financing Scheme?
A. AEON Auto Financing Scheme is the extension of AEON Credit Easy Payment's credit facility granted to end consumer to purchase vehicles.

Q2. What are the profit rates offered?
A. Profit rates offered starts 4.33% - 9.90%.

Q3. What is the maximum amount financed for vehicle purchasing?
A. The maximum loan amount financed is 90% of car price.

Q4. What is the maximum age of the car eligible for financing?
A. The Scheme allows financing for cars aged up to maximum of 16 years.

Q5. What vehicle brands are eligible for financing?
A. AEON Credit Service finances all brands of cars.

Q6. What is the Loan Tenure for AEON Auto Financing Scheme?
A. AEON Credit Service provides the maximum tenure of up to 9 years ( 108 months) for both new and used cars.
*Used car subject to age + tenure not more than 17 years.

Q7. What is the processing time for the loan?
A. The processing time within 5 working days.

Q8. Do I need to provide any joint applicant?
A. Optional.

Q9. How do I make monthly payments?
A.
  1. Auto-debit or post-dated cheque.
  2. Over-the-counter at all AEON Credit branches
  3. Cash Deposit Machine available at selected AEON Credit Service branches, Maybank, CIMB Bank, Public Bank and Alliance Bank with 24 hours service
  4. MEPS interbank GIRO at any participating banks
  5. Internet banking
    Download Product Disclosure Sheet
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    Loan Calculator
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