Auto Financing HP-i
Buying a new (or used) car has never been easier with our Auto Financing HP-i.
Enjoy instalment periods up to 108 months
Enjoy up to 90% financing (for qualified customers only).
We finance a wide range of car brands.
 Features
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  • Minimum downpayment of 10%
  • Accept ALL brands of vehicles
  • Enjoy the flexi financing tenure from 1 to 9 years.
  • Enjoy up to 90% financing for qualified customers
  • Financing for car aged up to 16 years.
  • Fast processing turnaround time.
  • Hassle free repayment methods and variety of payment channels.
  • Shariah-compliant and governed under the Hire Purchase Act 1967
 Documents & Requirements
Documents Required
All the documents must be original sighted & signed by the salesman):-
  1. Identity Card (front & back)
  2. Registration card (front & back)
  3. Latest 3 month salary slip
  4. Bank book: front page bank book with the account number
  5. For Maybank account: ATM card and ATM Transaction sheet
  6. 1 relative reference (not staying together)

*AEON Credit Assessment reserves the right to request additional supporting documents (e.g. EPF statement, Salary Account) or Joint Applicant wherever is deemed necessary. Final approval limit granted is subject to assessment result.
Applicant's Requirements
Age: 18 – 65 years old
Employment Period: Years of service at least 3 months
 Payment Methods
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  • Panel Bank (Auto Debit / Post Dated Cheque)
    1. Alliance Bank
    2. Ambank
    3. Bank Muamalat
    4. Bank Simpanan Nasional
    5. CIMB Bank
    6. Maybank
    7. Public Bank
    8. RHB Bank
    9. Standard Chartered Bank
  • Cash Deposit Machine (CDM) (Available in all AEON Credit Service branches, Maybank, CIMB Bank, Public Bank and Alliance Bank with 24 hours service.)
  • Payment through MEPS Interbank GIRO at any participating banks and through Internet Banking
 Frequently Asked Questions (FAQ)
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Q1. What is AEON Auto Financing HP-i?
A. AEON Auto Financing HP-i is a Shariah-compliant financing product granted to end consumer to purchase vehicles.

Q2. Does AEON Auto Financing HP-i governed under the Hire Purchase Act 1967?
A. Yes.

Q3. What are the profit rates offered?
A. Profit rates offered starts 4.33% - 9.90% per annum.

Q4. What is the maximum amount financed for vehicle purchasing?
A. The maximum loan amount financed is 90% of car price.

Q5. What is the maximum age of the car eligible for financing?
A. This financing package allows financing for cars aged up to maximum of 16 years.

Q6. What vehicle brands are eligible for financing?
A. AEON Credit Service finances all brands of cars.

Q7. What is the Loan Tenure for AEON Auto Financing HP-i?
A. AEON Credit Auto Financing HP-i provides the maximum tenure of up to 9 years ( 108 months) for both new and used cars.
*Used car subject to age + tenure not more than 17 years.

Q8. What is the processing time for the loan?
A. The processing time is within 5 working days.

Q9. Do I need to provide any guarantor?
A. Upon discretion of AEON Credit.

Q10. How do I make monthly payments?
A.
  1. Auto-debit or post-dated cheque.
  2. Cash Deposit Machine available at all AEON Credit Service branches, Maybank, CIMB Bank, Public Bank and Alliance Bank with 24 hours service
  3. MEPS interbank GIRO at any participating banks
  4. Internet banking
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