As we are committed in adopting the principles of Environment, Social, and Governance (“ESG”), AEON Credit continues to support local community growth by focusing on Social, Environment, Sports and Education. Through collaboration with Malaysian AEON Foundation ("MAF"), we have reached out to more than 24,000 people up-to-date.
Malaysian AEON Foundation ("MAF")
‘With All Our Hearts” Malaysian AEON Foundation (MAF) is the philanthropic arm of AEON CO. (M) BHD., AEON Credit Service, AEON Big (M) Sdn. Bhd., AEON Delight (Malaysia) Sdn. Bhd. ,and AEON Fantasy (M) Sdn. Bhd.
MAF plays major roles in running all of its main charity events and community services including donations, contributions and fund-raising activities. The foundation started up as charity fund, has been operating for 18 years and benefited the underprivileged in the country especially children.To date, the Foundation has contributed over RM17 million for worthy causes in line with its mission.
Our Missions:
• A culture of giving and caring for each other by raising funds for all Malaysians, irrespective of race or religion.
• To provide financial aid to all in need of basic needs such as education, medical or shelter assistance, irrespective of status or position.
• To help all achieve a fair chance to create a meaningful and successful future, irrespective of circumstances.
For more information, visit the Malaysian AEON Foundation official website at https://aeonfoundation.my/story.html
Malaysian AEON Foundation ("MAF")
‘With All Our Hearts” Malaysian AEON Foundation (MAF) is the philanthropic arm of AEON CO. (M) BHD., AEON Credit Service, AEON Big (M) Sdn. Bhd., AEON Delight (Malaysia) Sdn. Bhd. ,and AEON Fantasy (M) Sdn. Bhd.
MAF plays major roles in running all of its main charity events and community services including donations, contributions and fund-raising activities. The foundation started up as charity fund, has been operating for 18 years and benefited the underprivileged in the country especially children.To date, the Foundation has contributed over RM17 million for worthy causes in line with its mission.
Our Missions:
• A culture of giving and caring for each other by raising funds for all Malaysians, irrespective of race or religion.
• To provide financial aid to all in need of basic needs such as education, medical or shelter assistance, irrespective of status or position.
• To help all achieve a fair chance to create a meaningful and successful future, irrespective of circumstances.
For more information, visit the Malaysian AEON Foundation official website at https://aeonfoundation.my/story.html
Our 3 Core Pillars
Nuturing Future Generations

Basic Education Support Projects
MAF provides basic education support to the students in Malaysia especially in rural areas by offering funds to refurbish the facilities of the schools including construction of a multipurpose futsal and sepak takraw court, restoration of a faulty electrical system, upgrading the libraries and a computer room, as well as purchase equipment and furniture for a sensory room for special needs children.
MAF has contributed a total of RM1.327 million to 14 schools.
MAF has contributed a total of RM1.327 million to 14 schools.

Sayap Bagimu Tablet Donation Programme
MAF has initiated Sayap Bagimu programme to facilitate digital learning for the low-income families in Malaysia. Together with AEON CO. (M) BHD. and AEON Credit., the programme offers a helping hand to the underprivileged students to ensure inclusiveness and effective online study as they undergo the government’s home-based teaching and learning initiative.
MAF has distributed more than 4,000 tablets with internet connectivity and online tuition classes to the underprivileged children nationwide with the support from Ministry of Education, Yayasan Didik Negara, Yayasan TM, Yayasan Peneraju and Yayasan Sukarelawan Siswa.
MAF has distributed more than 4,000 tablets with internet connectivity and online tuition classes to the underprivileged children nationwide with the support from Ministry of Education, Yayasan Didik Negara, Yayasan TM, Yayasan Peneraju and Yayasan Sukarelawan Siswa.

Education Sponsorship Programme
AEON Credit has launched AEON Credit Education Sponsorship Programme since 2017 in the aim of supporting human capital development.
To-date, the Group contributed a total of RM1.14 million to the deserving students from Universiti Malaya, Universiti Putra Malaysia and Universiti Sains Malaysia to pursue their undergraduate studies and tertiary education at top local public universities.
To-date, the Group contributed a total of RM1.14 million to the deserving students from Universiti Malaya, Universiti Putra Malaysia and Universiti Sains Malaysia to pursue their undergraduate studies and tertiary education at top local public universities.

Management Trainee Programme
AEON Credit Management Trainee programme was introduced in 2019 to attract talented individuals aiming to unleash their potential and nurture them to be future leaders This programme gives young talents the opportunity to explore a wide breadth of fields, expertise and knowledge throughout the rotational in multiple departments at AEON Credit.
The selected talents will be offering a Supervisor role once they completed the 18-months programme with outstanding performances.
The selected talents will be offering a Supervisor role once they completed the 18-months programme with outstanding performances.

Young Financial Savvy Programmes
AEON Credit launched the Young Financial Savvy Programme which aims to instil good financial habits such as savings and prudent spending amongst teenagers and children. The participants will be learning the practical tips and knowledge of handling their financial.
The programme was first reach out to the Orang Asli community in Kampung Ulu Semul, Raub, Pahang where the young participants were exposed to learning about numbers, the forms of currencies in Malaysia, as well as the fundamentals of financial literacy.
On 15 December 2018, AEON Credit partnered with Ministry of Domestic Trade and Consumer Affairs to launch the AEON ‘Back to School’ programme at AEON Mall Bukit Mertajam, Pulau Pinang. As an extension to the financial literacy programme, AEON Credit contributed 200 coin banks to underprivileged children who participated in the programme.
The programme will be a continuous effort of AEON Credit with the objective of heightening awareness on good financial habits and to improve the state of financial literacy among young Malaysians.
The programme was first reach out to the Orang Asli community in Kampung Ulu Semul, Raub, Pahang where the young participants were exposed to learning about numbers, the forms of currencies in Malaysia, as well as the fundamentals of financial literacy.
On 15 December 2018, AEON Credit partnered with Ministry of Domestic Trade and Consumer Affairs to launch the AEON ‘Back to School’ programme at AEON Mall Bukit Mertajam, Pulau Pinang. As an extension to the financial literacy programme, AEON Credit contributed 200 coin banks to underprivileged children who participated in the programme.
The programme will be a continuous effort of AEON Credit with the objective of heightening awareness on good financial habits and to improve the state of financial literacy among young Malaysians.
Health & Wellness

Sports Sponsorship
Ampang Jaya Badminton Club (AJBC) Junior Badminton Development Programme
Ampang Jaya Badminton Club (AJBC) Junior Badminton Development Programme
AEON Credit is the main title sponsor of the Ampang Jaya Badminton Club for the Junior Development Programme since 2018, a platform that offers exposure to Malaysians who interested in becoming a professional badminton player as well as honing local talents and increasing the local players’ pool.
The AEON Credit Junior Development programme is designed to scout for new talents in the local communities and to prepare these talents physically and mentally to compete at the global arena.
The AEON Credit Junior Development programme is designed to scout for new talents in the local communities and to prepare these talents physically and mentally to compete at the global arena.

Coaching Clinic is one of the most important components of the AEON Credit Junior Development Programme. In the view of speed up the development of the talents with the right training, AJBC conducts coaching for the underprivileged students and underserved schools nationwide.

In 2019, AEON Credit launched AJBC Employment Programme in 2019 which offers employment opportunity to AJBC players to work in AEON Credit and develop their career and skills in the corporate world. There are three players are currently working with our company.

AEON Credit Purple League Junior
Since 2019, AEON Credit launched the AEON Credit Purple League Junior with Malaysia Purple League (MPL), the private entity which brought us the nation's first professional badminton league.
The junior badminton league which is entering its fifth edition this year is seen as a springboard for our nation’s emerging players to hone and polish their skills against the world's best players from the same age group. It is also a perfect avenue for scouts and coaches to identify the potential players This is aligned with AEON Credit’s social development commitment of encouraging healthier lifestyles among the community.
The junior badminton league which is entering its fifth edition this year is seen as a springboard for our nation’s emerging players to hone and polish their skills against the world's best players from the same age group. It is also a perfect avenue for scouts and coaches to identify the potential players This is aligned with AEON Credit’s social development commitment of encouraging healthier lifestyles among the community.

AEON Credit Corporate Badminton Team
In 2019, we established the AEON Credit’s Corporate Badminton team to promote and encourage health and wellness among our employees. The team have won several championships such as the Corporate Purple League (Top 5) and Media Championship since then.
Community Well-being
In line with the Code of Conduct of the Group, AEON Credit is committed to support local community growth. An array of activities such as visitation to orphanages, old folks homes, disaster relief aid and general donations to underprivilege communities will be organised every year. The volunteers from different level and races across the group will engage with the local communities to create a positive relationship with stakeholders.

Blood Donation Drives with Local Bloodbank Centers
As a gift of life to meet the depleting blood supply at National Blood Bank, the Group actively engaged with local Government Hospital and Non-Profitable Medical Organisation to conduct Blood Donation at Regional Offices, branches and Head Office. The drive also sees the participation of employees, business partners and customers steadily increase every year. The Group will continue this effort to support to those in need.

AEON Credit People Outreach – Employee Volunteering Programme
Every employee of AEON Credit are required to participate in the programme and conduct Corporate Social Responsibility (CSR) activities based on the Group’s CSR pillars to ensure a positive outreach to surrounding stakeholders of where we operate. Among activities conducted are visitations to orphanages, old folks home, gotong-royong session, support fund-raising activities by NGO and clean-up during natural disaster. The Group aims to instil the positive and responsible values amongst employees through this programme.

Supporting Road Safety Awareness Programmes
Every year, the Group will collaborate with Road Safety Department, Motorcycle Manufacturers and Malaysia Motorcycle and Scooters Dealer Association to organize Road Safety Campaign during festive seasons aiming to reduce motorcyclist fatalities on the road. Through contribution of SIRIM-certified children motorcycle helmets, the Group aims to ensure the safety of the children while riding pillion is protected.

Financial Assistance to Targeted Customers
We provided financial relief assistance to customers who are facing repayment challenges impacted by disaster and pandemic. Affected customers can apply the assistance via our Customer Service channels or visit the nearest branch.
The Company also offer Refinancing and Restructuring scheme to help alleviate financial burden faced by our customers.
The Company also offer Refinancing and Restructuring scheme to help alleviate financial burden faced by our customers.
2022 Activities

20 - 22 January 2022
Mesra Chinese New Year 2022
Mesra Chinese New Year 2022
In conjunction with Chinese New Year, AEON Credit and Malaysian AEON Foundation (MAF) organised shopping spree with the assistance of the volunteers at three AEON Malls and three AEON BIG outlets nationwide respectively.
In addition, a celebration was held at the House of Joy in Puchong where the underprivileged children were entertained with an array of activities including gifts and goods purchased during the shopping spree and lion dance performances.
In addition, a celebration was held at the House of Joy in Puchong where the underprivileged children were entertained with an array of activities including gifts and goods purchased during the shopping spree and lion dance performances.

12 March 2022
BACK TO SCHOOL DONATION PROGRAMME
BACK TO SCHOOL DONATION PROGRAMME
In collaboration with Yayasan Sukarelawan Siswa (YSS), AEON Credit organised its annual event - ‘Back to School’ programme at AEON Mall Nilai as part of the corporate responsibilities aiming to create positive impacts for the communities in need.
250 pupils from SK Bukit Tadom, SJKC Dengkil and SJKT Taman Permata who affected by the flood in Dengkil were treated a shopping spree on 31st March 2022. 57 volunteers from AEON Credit and YSS assisted the pupils to purchase the back-to-school necessities such as school uniforms, stationeries, and school bags.
250 pupils from SK Bukit Tadom, SJKC Dengkil and SJKT Taman Permata who affected by the flood in Dengkil were treated a shopping spree on 31st March 2022. 57 volunteers from AEON Credit and YSS assisted the pupils to purchase the back-to-school necessities such as school uniforms, stationeries, and school bags.

24 March 2022
BLOOD DONATION DRIVE
BLOOD DONATION DRIVE
31 employees participated in the blood donation that organised by AEON Credit and Penang General Hospital at the Northern Region Office.

23 April 2022
MESRA RAMADAN 2022
MESRA RAMADAN 2022
In the month of Ramadan and in conjunction with the Hari Raya Aidilfitri, AEON Credit supported the MAF’s Mesra Ramadan 2022 programme by volunteering in a shopping spree to purchase new clothes for a total of 500 underprivileged children.
The programme was collaborated with local non-governmental organisations and carried out at three AEON Malls and three AEON BIG outlets nationwide respectively.
The programme was collaborated with local non-governmental organisations and carried out at three AEON Malls and three AEON BIG outlets nationwide respectively.

1-30 April 2022
NATIONWIDE BUBUR LAMBUK DISTRIBUTION TO COMMUNITY
NATIONWIDE BUBUR LAMBUK DISTRIBUTION TO COMMUNITY
In support of the United Nations Sustainable Development Goals (UNSDGs) 1 (No Poverty) and 2 (Zero Hunger) and in line with the mission of the Group in contributing toward the well-being of society, the volunteers prepared and distributed a total of 3,500 packs of bubur lambuk to the local community included security and medical frontliners, congregation from the selected mosques as well as residents at the selected branches in six locations.
In the effort to minimise use of single-use plastic, the team were using eco-friendly containers such as paper bowls and bags throughout the distribution.
In the effort to minimise use of single-use plastic, the team were using eco-friendly containers such as paper bowls and bags throughout the distribution.

23 April 2022
BALIK KAMPUNG ROAD SAFETY CAMPAINGN 2022
BALIK KAMPUNG ROAD SAFETY CAMPAINGN 2022
This road safety campaign was annual event organised by Malaysian Motorcycle and Scooter Dealers Association (MMSDA) together with Hong Leong Yamaha Malaysia which aimed to increase awareness in reducing road fatalities during festive season.
AEON Credit participated the campaign by setting a booth at PETRONAS Station Bukit Jalil, Technology Park Malaysia to provide free inspection of motorcycles and exchange of old helmets with new SIRIM-certified helmets for the patrons.
AEON Credit participated the campaign by setting a booth at PETRONAS Station Bukit Jalil, Technology Park Malaysia to provide free inspection of motorcycles and exchange of old helmets with new SIRIM-certified helmets for the patrons.

8 July 2022
MESRA AIDILADHA 2022
MESRA AIDILADHA 2022
In conjunction with the celebration of Aidiladha 2022, MAF collaborated with the local community associations to provide support and assistance to the underprivileged families.
A total of 488 families received 640kg of fresh meat and basic necessities during the event at two AEON malls and AEON Big outlets nationwide respectively.
A total of 488 families received 640kg of fresh meat and basic necessities during the event at two AEON malls and AEON Big outlets nationwide respectively.
2021 Activities

11 January 2021
FLOOD DONATION IN TEMERLOH
FLOOD DONATION IN TEMERLOH
Malaysian AEON Foundation (MAF) donated a total worth of RM34,000 items consisted of dry foods, clean drinking water and personal hygiene care kits to 400 flood victims in Temerloh.
The volunteers worked with 7th Battalion of Royal Ranger Regiment (Mekanize) under Malaysian Armed Forces to pack and deliver the items to the victims.
The volunteers worked with 7th Battalion of Royal Ranger Regiment (Mekanize) under Malaysian Armed Forces to pack and deliver the items to the victims.

31 March - 3 April 2021
AEON CREDIT PURPLE LEAGUE JUNIOR 2020
AEON CREDIT PURPLE LEAGUE JUNIOR 2020
In the aim of helping Malaysia to fulfill aspiration of finding the next Olympic badminton champion, AEON Credit organised a Purple League Junior competition to welcome all talented badminton players to participate.
Tan Jia Jie (Frank) who currently employed under the Company’s AJBC employment programme for badminton players clinched championship title under the Under-18 Boys’ Singles category. The champion secured a chance to undergo intensive badminton training with Badminton Association of Malaysia for two weeks.
Mr. Andrew Ooi Keat Choon, Group Head of Marketing and Business Development of AEON Credit officiated the closing ceremony which saw Butterworth BC being crowned the overall champion.
Tan Jia Jie (Frank) who currently employed under the Company’s AJBC employment programme for badminton players clinched championship title under the Under-18 Boys’ Singles category. The champion secured a chance to undergo intensive badminton training with Badminton Association of Malaysia for two weeks.
Mr. Andrew Ooi Keat Choon, Group Head of Marketing and Business Development of AEON Credit officiated the closing ceremony which saw Butterworth BC being crowned the overall champion.

18 August 2021
FLOOR RELIEF EFFORTS
FLOOR RELIEF EFFORTS
In response to the floods due to heavy rain, MAF together with the volunteers across the AEON Group Malaysia reached out to help the impacted people in Yan and Sik Kedah
A total of 200 homecare boxes consist of food and essential items such as rice, sugar, flour, cooking oil were handed over to the affected victims in four relief centers.
A total of 200 homecare boxes consist of food and essential items such as rice, sugar, flour, cooking oil were handed over to the affected victims in four relief centers.

4 December 2021
‘SAYAP BAGIMU’ TABLETS DONATION
‘SAYAP BAGIMU’ TABLETS DONATION
MAF initiated ‘Sayap Bagimu’ programme to support the underprivileged students who faced challenges of dramatic shift to online learning as a result of the COVID-19 pandemic.
The programme was kicked off into two phases as follows:
Phase 1 (15 September 2021 )
A total of 2,000 units tablets with complete internet connectivity and online tuition classes were donated.
Phase 2 (4 December 2021)
A total of 2,150 units tablets with complete internet connectivity and online tuition classes were donated to the underprivileged Form 3 students in Kedah, Perlis, Perak, Selangor, Putrajaya, Kelantan, Melaka, Johor and Sabah.
The programme was kicked off into two phases as follows:
Phase 1 (15 September 2021 )
A total of 2,000 units tablets with complete internet connectivity and online tuition classes were donated.
Phase 2 (4 December 2021)
A total of 2,150 units tablets with complete internet connectivity and online tuition classes were donated to the underprivileged Form 3 students in Kedah, Perlis, Perak, Selangor, Putrajaya, Kelantan, Melaka, Johor and Sabah.

21 December 2021
MESRA CHRISTMAS 2021
MESRA CHRISTMAS 2021
Despite undergoing a year filled with uncertainties due to the Covid-19, MAF and the volunteers across the AEO Group tended to lift the spirits of Christmas in different way.
MAF reached out to the underprivileged children and compiled their Christmas wish list instead of bringing them to the malls for shopping spree in order to minimise the risk of the spreading of Covid-19.
The volunteers across AEON Group were gathered at AEON Mall Taman Maluri, AEON BiG Kluang Alam, AEON Mall Kinta City, AEON Mall Bukit Mertajam, AEON Mall Bukit Minyak, AEON BiG Kepong, AEON BiG Wangsa Maju and AEON Mall Bukit Tinggi on 16 December 2021 to assist to wrap the presents and sent to their homes to spread joy.
MAF reached out to the underprivileged children and compiled their Christmas wish list instead of bringing them to the malls for shopping spree in order to minimise the risk of the spreading of Covid-19.
The volunteers across AEON Group were gathered at AEON Mall Taman Maluri, AEON BiG Kluang Alam, AEON Mall Kinta City, AEON Mall Bukit Mertajam, AEON Mall Bukit Minyak, AEON BiG Kepong, AEON BiG Wangsa Maju and AEON Mall Bukit Tinggi on 16 December 2021 to assist to wrap the presents and sent to their homes to spread joy.
2020 Activities

17 January 2020
MESRA CHINESE NEW YEAR
MESRA CHINESE NEW YEAR
MAF, AEON Credit and AEON BiG Kepong organised a Chinese New Year celebration for the underprivileged children from Yayasan Sunbeams Home.
The celebration was graced by the presence of Datin Yasmin Merican, President of MAF and joined by the Committee Members of MAF, Senior Management and volunteers of AEON Group.
The 100 children were treated with a Yee Sang tossing ceremony and shopping spree as well as energetic lion dance performance and a God of Prosperity appearance.
The celebration was graced by the presence of Datin Yasmin Merican, President of MAF and joined by the Committee Members of MAF, Senior Management and volunteers of AEON Group.
The 100 children were treated with a Yee Sang tossing ceremony and shopping spree as well as energetic lion dance performance and a God of Prosperity appearance.

20 March 2020
CSR ENGAGEMENT AT FELDA LURAH BILUT
CSR ENGAGEMENT AT FELDA LURAH BILUT
In conjunction with Felda Lurah Bilut Carnival, AEON Credit Eastern Regional Office worked hand in hand with local community to carry out a corporate social responsibility engagement at Felda Lurah Bilut.
The volunteers assisted to clean the surroundings and repaint the perimeter fencing at Masjid Al-Falahi Lurah Bilut.
This activity is part of AEON Credit’s efforts in creating positive impacts for communities through employee volunteerism.
The volunteers assisted to clean the surroundings and repaint the perimeter fencing at Masjid Al-Falahi Lurah Bilut.
This activity is part of AEON Credit’s efforts in creating positive impacts for communities through employee volunteerism.

24 April 2020
DONATION TO MEDICAL FRONTLINERS 2020
DONATION TO MEDICAL FRONTLINERS 2020
Due to the sudden spike of COVID-19 and overwhelming cases for medical frontliners, MAF donated a total of 2,000 homecare boxes containing food and hygiene items and 300 foldable chairs, amounting to a total worth of RM157,160 to medical frontliners at four hospitals in Malaysia namely Hospital Kuala Lumpur, Hospital Ampang, Hospital Melaka and Hospital Seremban.
The donation was a token of appreciation towards the commitment and dedication shown by frontliners in carrying out their duties to help combat the Covid-19 pandemic within the community.
The donation was a token of appreciation towards the commitment and dedication shown by frontliners in carrying out their duties to help combat the Covid-19 pandemic within the community.

6 August 2020
MAF AEON RIDER PROJECT 2020
MAF AEON RIDER PROJECT 2020
AEON Group contributed a total of 300 new motorcycles under the AEON Rider program via the support of MAF. The program aimed to provide job opportunities for up to 300 Malaysian who were affected and unemployed due to the Movement Control Order to curb the spread of Covid-19.
The rider were employed as AEON delivery rider and personal at selected AEON Co. and AEON Big outlets.
The official launching was held at AEON Mall Shah Alam and officiated by Yang Berhormat Arthur Joseph Kurup, Deputy Minister of Prime Minister’s Department (Economic Affairs) and witnessed by Datin Yasmin Merican, President of MAF and Shafie Shamsuddin, Chief Executive Officer of AEON Retail Malaysia.
The rider were employed as AEON delivery rider and personal at selected AEON Co. and AEON Big outlets.
The official launching was held at AEON Mall Shah Alam and officiated by Yang Berhormat Arthur Joseph Kurup, Deputy Minister of Prime Minister’s Department (Economic Affairs) and witnessed by Datin Yasmin Merican, President of MAF and Shafie Shamsuddin, Chief Executive Officer of AEON Retail Malaysia.

15 November 2020
MAF FLOOD DONATION IN HULU LANGAT AND MAMBAU
MAF FLOOD DONATION IN HULU LANGAT AND MAMBAU
AEON Credit supported AEONBantu programme kicked off by MAF by donated the items with a total worth of RM56,813 to 375 flood victims at three Temporary Flood Relief Centers in Mambau (Negeri Sembilan) and Hulu Langat (Selangor). The donated items included food, personal hygiene care, and other essential items.
The donations assisted by National Disaster Management Agency (NADMA) as well as the local non-governmental organizations.
The donations assisted by National Disaster Management Agency (NADMA) as well as the local non-governmental organizations.

16 - 17 December 2020
MESRA CHRISTMAS 2020
MESRA CHRISTMAS 2020
The volunteers of AEON Group gathered to shop and wrap Christmas gifts for the children of Pure Life Society in order to prepare the upcoming Christmas celebration.
On 17 December, 84 underprivileged children were treated with an array of activities included special appearance of Santa Clause and La Boheme Chef as well as gifts presentation.
The meaningful occasion was attended by Datin Yasmin Ahmad Merican, President of MAF, Mr. Lee Kit Seong, Chief Corporate Officer of AEON Credit and Mr. Faizul Hamzah, Chief Compliance Officer of AEON Credit.
On 17 December, 84 underprivileged children were treated with an array of activities included special appearance of Santa Clause and La Boheme Chef as well as gifts presentation.
The meaningful occasion was attended by Datin Yasmin Ahmad Merican, President of MAF, Mr. Lee Kit Seong, Chief Corporate Officer of AEON Credit and Mr. Faizul Hamzah, Chief Compliance Officer of AEON Credit.
Historical Activities