Milestones
1997
  • Commenced operations by providing General Easy Payment Scheme for consumer durables.
1998
  • Began issuing AEON Express Card (a privilege card).
  • Expansion of General Easy Payment Scheme within Peninsular Malaysia outside Klang Valley namely Ipoh, Perak and Melaka.
1999
  • Expansion of General Easy Payment scheme and operations to East Malaysia in Kuching, Sarawak and Kota Kinabalu, Sabah.
2001
  • Set-up branches in Kuching, Sarawak and Johor Bahru, Johor with marketing, credit assessment and credit management operations.
2002
  • Launched Motorcycle Easy Payment Scheme, with 50 appointed merchants within Klang Valley and later in Johor Bahru, Johor.
  • Changed name from ACS Credit Service (M) Sdn. Bhd. to AEON Credit Service (M) Sdn. Bhd.
2003
  • Launched Personal Financing Scheme, which is based on Syariah principles.
  • Set-up first AEON Credit Service Centre in Kuala Lumpur.
2004
  • Full expansion of Personal Financing Scheme to major towns nationwide.
  • Entered into agreements with Visa International Service Association and MasterCard International Incorporated to issue credit cards.
  • Obtained SO 9001:2000 UKAS Quality Management, certified by UKAS, in line with our vision of providing excellent customer service.
2005
  • Started insurance sales business.
  • Obtained approval from Bank Negara Malaysia to issue credit cards.
  • Launched AEON Credit Card.
  • Launched JUSCO Credit Card, a cobrand credit card with AEON CO.(M) BHD.
  • Opened AEON Credit Service Centre within shopping centres outside Klang Valley.
2006
  • Launched specific purpose financing.
  • Obtained SO 27001:2005 for information security management system.
  • Established 3 service centres in JUSCO Shopping Centres bringing nationwide network to 24.
2007
  • Launched RM400 million commercial paper/medium term notes programme.
  • Launched ATM Network and AEONCASH @ ATM.
  • Launched AEON & JUSCO Gold Visa Credit Card.
  • Launched Motorcycle Association Affinity Gold Visa Card.
  • Listed on Main Board of Bursa Malaysia Securities Berhad.
2008
  • Launched CRUIZE Visa Card with Automobile Association of Malaysia (AAM).
  • Launched AEON Zing card with Touch 'n Go Sdn. Bhd.
  • Established 3 regional offices in Penang, Johor and Pahang.
  • Expanded nationwide network of service centres and branches by establishing 3 service centres inside new JUSCO Shopping Centres.
2009
  • Launched New AEON Card with AEON CO. (M) BHD.
  • Established 1 service centre at AEON Bandaraya Melaka Shopping Centre and 6 marketing offices in Sandakan, Sibu, Segamat, Sitiawan, Taiping and Sungai Petani
  • Established AEON Credit's Representative Office in Mumbai, India
  • Launched RM 150 million assetbacked medium term notes programme
2010
  • Launched "2 In 1" AEON Master Card Credit card with Jcard loyalty points Function
  • Expansion of Motorcycle Easy Payment (MEP) scheme to provide financing for higher c.c.motorcycle.
2011
  • Establish 1 new service centre.
  • Launched RM200 million Single Investor medium term programme.
  • Launched of AEON Prepaid Card.
2012
  • Launched Watami Co-Brand Card.
  • Launched nationwide Used Car Easy Payment Scheme (UCEP).
  • Established 7 new Service Centres and Branches.
  • Recognised by Finance Asia as "Best Mid-Cap" in Malaysia under "Asia's Best Companies 2012" Survey.
2013
  • Launched AEON BIG Customer Loyalty programme.
  • Established 12 Branches and Service Centres nationwide.
  • Launched RM400 million Perpetual Sukuk Programme and RM400 million Perpetual Private Debt Securities Programme.
2014
  • Additional 5 branches established nationwide
  • Issued perpetual notes and perpetual sukuk amounting to RM46 million and RM130 million
2015
  • Launched AEON BiG Co-brand credit card with Visa payWave function
  • Awarded "Most Profitable Company" and "Highest Profit Growth Company" at the Edge Billion Ringgit Club 2015 Corporate Awards
  • 60th branch opens in Sibu, Sarawak
2016
  • Launched AEON Member Plus card
  • Awarded in categories “Highest return on Equity over Three Years” and “Highest growth in Profit before Tax over Three Years” at The Edge Billion Ringgit Club Awards 2016
2017
  • Awarded by The Edge-Billion Ringgit Club & Corporate Awards 2017 in the Below RM10B Market Cap Highest Return On Equity Over 3 Years in the Finance Category
2018
  • Launched AEON Platinum credit card (Visa and Master).
  • Introduced new Personal Financing Scheme with risk based pricing for middle income customer segment.
  • Launched the AEON Member Plus Visa Card and AEON Wallet.
  • Launched the Financial Literacy programme as part of ACSM’s CSR initiative.
  • Named as the ‘Best Company to Work For’ by HR Asia Awards Malaysia.
  • Won three awards at The Edge Ringgit Club 2018 under the Financial Services Sector (Below RM10 billion market capitalisation) – Highest Return on Equity Over Three Years, Highest Growth in Profit After Tax Over Three Years and Highest Returns to Shareholders Over Three Years
2019
  • Obtained a moneylending license under the Moneylenders Act 1951 and Moneylenders (Control and Licensing) Regulations 2003.
  • Won the “Highest Return to Shareholder after Three Years” award at The Edge Billion Ringgit Club Corporate Awards 2019 under the Financial Services sector (Below RM10 billion market capitalisation) category.
  • Named as one of 49 Malaysian companies and recognised as the “Best companies to work for in Asia” by HR Asia Awards Malaysia 2019.
  • Awarded ‘Highest Card Growth –Consumer Credit for highest Year On Year growth for Credit Cards acquisition (new issuance) and ‘Highest Payment Volume Growth.
  • Consumer Credit for highest Year On Year growth for Credit Cards usage (CP sales volume) by the Visa Malaysia Bank Awards 2018/2019.
  • Established Sukuk Wakalah Programme of RM2.0 billion in nominal value for the issuance of senior sukuk and/or subordinated sukuk.
2020
  • AEON Wallet reached 1.5 million users
  • Issued RM500 million and RM200 million inaugural senior sukuk and subordinated sukuk respectively.