Milestones
1997
  • Commenced operations by providing General Easy Payment Scheme for consumer durables.
1998
  • Began issuing AEON Express Card (a privilege card).
  • Expansion of General Easy Payment Scheme within Peninsular Malaysia outside Klang Valley namely Ipoh, Perak and Melaka.
1999
  • Expansion of General Easy Payment scheme and operations to East Malaysia in Kuching, Sarawak and Kota Kinabalu, Sabah.
2001
  • Set-up branches in Kuching, Sarawak and Johor Bahru, Johor with marketing, credit assessment and credit management operations.
2002
  • Launched Motorcycle Easy Payment Scheme, with 50 appointed merchants within Klang Valley and later in Johor Bahru, Johor.
  • Changed name from ACS Credit Service (M) Sdn. Bhd. to AEON Credit Service (M) Sdn. Bhd.
2003
  • Launched Personal Financing Scheme, which is based on Syariah principles.
  • Set-up first AEON Credit Service Centre in Kuala Lumpur.
2004
  • Full expansion of Personal Financing Scheme to major towns nationwide.
  • Entered into agreements with Visa International Service Association and MasterCard International Incorporated to issue credit cards.
  • Obtained SO 9001:2000 UKAS Quality Management, certified by UKAS, in line with our vision of providing excellent customer service.
2005
  • Started insurance sales business.
  • Obtained approval from Bank Negara Malaysia to issue credit cards.
  • Launched AEON Credit Card.
  • Launched JUSCO Credit Card, a cobrand credit card with AEON CO.(M) BHD.
  • Opened AEON Credit Service Centre within shopping centres outside Klang Valley.
2006
  • Launched specific purpose financing.
  • Obtained SO 27001:2005 for information security management system.
  • Established 3 service centres in JUSCO Shopping Centres bringing nationwide network to 24.
2007
  • Launched RM400 million commercial paper/medium term notes programme.
  • Launched ATM Network and AEONCASH @ ATM.
  • Launched AEON & JUSCO Gold Visa Credit Card.
  • Launched Motorcycle Association Affinity Gold Visa Card.
  • Listed on Main Board of Bursa Malaysia Securities Berhad.
2008
  • Launched CRUIZE Visa Card with Automobile Association of Malaysia (AAM).
  • Launched AEON Zing card with Touch 'n Go Sdn. Bhd.
  • Established 3 regional offices in Penang, Johor and Pahang.
  • Expanded nationwide network of service centres and branches by establishing 3 service centres inside new JUSCO Shopping Centres.
2009
  • Launched New AEON Card with AEON CO. (M) BHD.
  • Established 1 service centre at AEON Bandaraya Melaka Shopping Centre and 6 marketing offices in Sandakan, Sibu, Segamat, Sitiawan, Taiping and Sungai Petani
  • Established AEON Credit's Representative Office in Mumbai, India
  • Launched RM 150 million assetbacked medium term notes programme
2010
  • Launched "2 In 1" AEON Master Card Credit card with Jcard loyalty points Function
  • Expansion of Motorcycle Easy Payment (MEP) scheme to provide financing for higher c.c.motorcycle.
2011
  • Establish 1 new service centre.
  • Launched RM200 million Single Investor medium term programme.
  • Launched of AEON Prepaid Card.
2012
  • Launched Watami Co-Brand Card.
  • Launched nationwide Used Car Easy Payment Scheme (UCEP).
  • Established 7 new Service Centres and Branches.
  • Recognised by Finance Asia as "Best Mid-Cap" in Malaysia under "Asia's Best Companies 2012" Survey.
2013
  • Launched AEON BIG Customer Loyalty programme.
  • Established 12 Branches and Service Centres nationwide.
  • Launched RM400 million Perpetual Sukuk Programme and RM400 million Perpetual Private Debt Securities Programme.
2014
  • Additional 5 branches established nationwide
  • Issued perpetual notes and perpetual sukuk amounting to RM46 million and RM130 million
2015
  • Launched AEON BiG Co-brand credit card with Visa payWave function
  • Awarded "Most Profitable Company" and "Highest Profit Growth Company" at the Edge Billion Ringgit Club 2015 Corporate Awards
  • 60th branch opens in Sibu, Sarawak
2016
  • Launched AEON Member Plus card
  • Awarded in categories “Highest return on Equity over Three Years” and “Highest growth in Profit before Tax over Three Years” at The Edge Billion Ringgit Club Awards 2016
2017
  • Awarded by The Edge-Billion Ringgit Club & Corporate Awards 2017 in the Below RM10B Market Cap Highest Return On Equity Over 3 Years in the Finance Category
2018
  • Launched AEON Platinum credit card (Visa and Master).
  • Introduced new Personal Financing Scheme with risk based pricing for middle income customer segment.
  • Launched the AEON Member Plus Visa Card and AEON Wallet.
  • Launched the Financial Literacy programme as part of ACSM’s CSR initiative.
  • Named as the ‘Best Company to Work For’ by HR Asia Awards Malaysia.
  • Won three awards at The Edge Ringgit Club 2018 under the Financial Services Sector (Below RM10 billion market capitalisation) – Highest Return on Equity Over Three Years, Highest Growth in Profit After Tax Over Three Years and Highest Returns to Shareholders Over Three Years
2019
  • Obtained a moneylending license under the Moneylenders Act 1951 and Moneylenders (Control and Licensing) Regulations 2003.
  • Won the “Highest Return to Shareholder after Three Years” award at The Edge Billion Ringgit Club Corporate Awards 2019 under the Financial Services sector (Below RM10 billion market capitalisation) category.
  • Named as one of 49 Malaysian companies and recognised as the “Best companies to work for in Asia” by HR Asia Awards Malaysia 2019.
  • Awarded ‘Highest Card Growth –Consumer Credit for highest Year On Year growth for Credit Cards acquisition (new issuance) and ‘Highest Payment Volume Growth.
  • Consumer Credit for highest Year On Year growth for Credit Cards usage (CP sales volume) by the Visa Malaysia Bank Awards 2018/2019.
  • Established Sukuk Wakalah Programme of RM2.0 billion in nominal value for the issuance of senior sukuk and/or subordinated sukuk.
2020
  • Issued RM500k million inaugural senior sukuk.
2021
  • Issued RM200 million inaugural subordinated sukuk.
  • Launched AEON Protect, a device repair service plan under the Mobile Device financing scheme.
  • Implemented CTOS e-KYC solutions.
  • Applied for Digital Bank license.
  • Won awards for “Highest Return on Equity over three years” and “Highest Growth in Profit Before Tax over three years” at The Edge Billion Ringgit Club Corporate Awards 2020 under the Financial Services sector (Below RM10 billion market capitalisation) category.
2022
  • Won award for “Highest Return on Equity over three years” at The Edge Billion Ringgit Club Corporate Awards 2021 under the Financial Services sector (Below RM10 billion market capitalisation) category.
  • Won award for “Most Outstanding Company in Malaysia - Financials Sector (TIE)” in the Asiamoney 2021 Asia’s Outstanding Companies Poll.
  • Established Management Sustainability Committee in November 2021.
  • Launched the AEON Privilege Card for Hawkers and Petty Traders.
  • Acquired 100% equity interest in Insurepro Sdn. Bhd.
  • Submitted a joint application for an Islamic Digital Bank (“IDB”) licence to BNM together with its Joint Venture (“JV”) consortium parties, AEON Financial Service Co., Ltd. and MoneyLion Inc. and on 29 April 2022, BNM announced that Minister of Finance has approved the issuance of an IDB licence to a company to be formed by the JV consortium parties.