Board of Directors
DATO’ ABDULLAH BIN MOHD YUSOF
Chairman and Independent Non-Executive Director

Dato’ Abdullah bin Mohd. Yusof was appointed the Chairman of AEON Credit on 23 July 1997. He holds a Bachelor of Law (Honours) from University of Singapore, which he obtained in 1968. He has more than forty five (45) years of experience as an Advocate & Solicitor. He started his career with Skrine & Co, as a Legal Assistant in 1968 before starting his own partnership under the name of Tunku Zuhri Manan & Abdullah, Advocates & Solicitors in 1969 and subsequently renamed the law firm to Abdullah & Zainudin, Advocates and Solicitors in 1989. He presently remains a partner in Abdullah & Zainudin, Advocates and Solicitors. He sits on the Board of Directors of AEON Co. (M) Bhd., MMC Corporation Berhad and Zelan Berhad, all of which are companies listed on Bursa Securities. He also sits on the Board of Directors of several private limited companies. He is currently the Chairman of the Nomination Committee and the Remuneration Committee.
MR. KENJI FUJITA
Managing Director

Mr. Kenji Fujita was appointed as an Executive Director of AEON Credit on 19 June 2013 and as Managing Director of the Company on 23 June 2014. He obtained a Bachelor’s Degree in Arts & Humanity from Yamaguchi University, Japan in 1992 and a Master of Business Administration (MBA) degree from International University of Japan in 2009. He began his career in AEON Co., Ltd., Japan in 1992 and was subsequently transferred to AEON Co. (M) Bhd. in 1997. He served in the Business Development function, MD Office and Shopping Centre (SC) Development functions over the years before he was appointed as the General Manager of SC Development in 2005. From 2007 until early 2012, he was managing the Human Resource, Administration, Finance and Executive Office functions in AEON Co., Ltd., Japan and AEON Stores (Hong Kong) Co., Ltd., Hong Kong. In March 2012, he was transferred to AFSJ and was appointed as Executive Director of AEON Financial Service (Hong Kong) Co., Ltd. in June 2012, prior to his transfer to the Company in June 2013. He does not hold any directorship in any other public or public listed company.
DATUK RAMLI BIN IBRAHIM
Independent Non-Executive Director

Datuk Ramli bin Ibrahim was appointed as a Non-Executive Director of AEON Credit on 23 July 1997. He qualified as a Chartered Accountant from the Institute of Chartered Accountants of Australia in 1965. He is a member of the Malaysian Institute of Accountants and a Fellow of the Australian Institute of Chartered Accountants (“MIA”). He has approximately thirty (30) years of experience in the field of audit and accountancy with KPMG in Australia, United Kingdom and Malaysia. He was appointed to the position of Partner of KPMG Malaysia in 1971 and promoted to Senior Partner of KPMG Malaysia in 1989. He also served on the Board of Directors of KPMG International and KPMG Asia Pacific from 1990 to 1995. He retired from KPMG Malaysia in 1995. He further served as the Executive Chairman of Kuala Lumpur Options and Financial Futures Exchange Berhad from 1995 to 2000 and as a Non-Executive Director of a commercial bank in Malaysia from 1996 to 2014. Currently, he sits on the Board of Directors of several private limited companies. He also serves as a member of the Audit and Nomination Committees. He does not hold any directorship in any other public or public listed company.
DATO' MD KAMAL BIN ISMAUN
Independent Non-Executive Director

Dato’ Md. Kamal bin Ismaun was appointed as a Non-Executive Director of AEON Credit on 7 August 2007. He obtained a Bachelor’s Degree in Arts from Universiti Malaya in 1975. He had served 32 years in the Foreign Service in various capacities both abroad and in Wisma Putra (Ministry of Foreign Affairs) which included stints as Counsellor at the Embassy of Malaysia in Tokyo, Japan (1986-1990), Charge d’Affaires in Zagreb, Croatia in Bosnia Herzegovina (1994-1996), Ambassador to Cambodia (1996-1999), Under-Secretary at the Ministry of Foreign Affairs (Southeast Asia and Pacific, 1999-2001), Director-General of ASEAN in the Ministry of Foreign Affairs (2001-2003) and Ambassador to Germany (2003 July 2007). He also serves as a member of the Audit, Remuneration and Nomination Committees. He does not hold any directorship in any other public or public listed company.
MR. NG ENG KIAT
Independent Non-Executive Director

Mr. Ng. Eng Kiat was appointed as a Non-Executive Director of AEON Credit on 7 August 2007. He is a member of the MIA, Malaysian Institute of Certified Public Accountants (“MICPA”) and a fellow member of the Chartered Tax Institute of Malaysia and Australia. He has more than thirty five (35) years of experience in the field of audit, accountancy and taxation. He had previously served as a member on a number of working groups of the Malaysian Accounting Standards Board, a co-opted member on a number of committees of the Malaysian Institute of Certified Public Accountants and an examiner for the final professional examination of the Malaysian Institute of Certified Public Accountants. Presently, he is the Managing Partner of the merged firm of Azman, Wong, Salleh & Co. and Folks DFK & Co. He also sits on the Board of Directors of several private limited companies. He is currently the Chairman of the Audit Committee and a member of the Remuneration Committee. He does not hold any directorship in any other public or public listed company.
MR. TOMOKATSU YOSHITOSHI
Independent Non-Executive Director

Mr. Tomokatsu Yoshitoshi was appointed as a Non-Executive Director of AEON Credit on 30 June 2016. He obtained a Bachelor’s Degree in Law (Political Science) from Keio University, Japan in 1975. He received his post graduate degree from the School of Business Administration Bloomington at Indiana University, United States of America in 1981. From 1998 to 1999, he served as General Manager of Finance at the Dai-Ichi Hotel, Ltd. after he was seconded from the Long-Term Credit Bank of Japan Co., Ltd. He then joined as General Manager at LDA Commercial Division in 1999 before leaving in 2000 to ING Life Insurance Co., Ltd as General Manager in the Investment Trust Services Division. He was appointed as President at ING Mutual Fund Management Co., Ltd. from 2002 to 2003. From 2003 to 2009, he served as General Manager in Bank Distribution Business Development, at ING Life Insurance Co., Ltd. Between 2011 and 2016, he was served as Audit & Supervisory Board Member at the Financial Products Group Co., Ltd. and FPG Trust Co., Ltd. respectively and as Independent Director at AEON Bank Ltd. He does not hold any directorship in any other public or public listed company.
MR. KOJI HATAKEDA
Non-Independent Non-Executive Director

Mr. Koji Hatakeda was appointed as a Non-Executive Director of AEON Credit on 30 June 2016. He obtained a Bachelor’s Degree in Contemporary Social Studies from Kanseigakuin University, Japan, Japan in 1977. He joined AEON Financial Service Co., Ltd. ("AFSJ”) as Kanto Division Manager in 2002. Subsequently, he was promoted to General Manager of AFSJ Business Development and AFSJ Kanto Regional where he served from 2003 to 2006. Thereafter, he joined ACS Credit Management Co., Ltd. as Director & General Manager helming the Card Business and Credit Management departments respectively, before he was appointed as Executive Director of ACS Credit Management Co., Ltd. in 2008. He was appointed as Director of ACS Credit Management Co., Ltd. in 2010. He does not hold any directorship in any other public or public listed company.
MRS. JIRAPORN KONGCHAROENWANICH
Non-Independent Non-Executive Director

Mrs. Jiraporn Kongcharoenwanich was appointed as a Non-Executive Director of AEON Credit on 30 June 2016. She obtained a Master’s Degree in Public and Private Management from National Institute of Development Administration, Thailand in 2004. She joined AEON Thana Sinsap (Thailand) Public Company Limited as Vice President in the same year and was promoted to Director in 2006. She later became the Managing Director of ACS Servicing (Thailand) Co., Ltd. in 2013 and later, she was appointed as Non-Executive Director of ACS Servicing (Thailand) Co., Ltd. in 2015. She does not hold any directorship in any other public or public listed company.
MR. KRISHNAPPAN A/L S.P.S. SINGARAM
Executive Director

Mr. Krishnappan a/l S.P.S. Singaram was appointed as an Executive Director of AEON Credit Service (M) Berhad on 7 June 2005. He obtained the Certified Public Accountant qualification from the Malaysian Institute of Certified Public Accountants ("MICPA") in 1994 and is currently a member of both MICPA and the Malaysian Institute of Accountants ("MIA"). He began his career with KPMG Peat Marwick in 1987. He left to join Sime Darby Berhad as Finance Manager in 1993 before joining Tanjung Serbaneka Holding Sdn. Bhd. as their Group Finance Manager in 1996. Thereafter, he left Tanjung Serbaneka Holding Sdn Bhd to join the Company in 2000 as Manager of Finance Department. In 2003, he was promoted to the position of Assistant General Manager of both Human Resource and Finance Departments. He was re-designated as the Head of Finance, Legal and Administration Division in April 2010. In April 2013, he was made the Head of Corporate Services Division before assuming current role as Head of Corporate Governance & Credit Policy Division in April 2015. He does not hold any directorship in any other public or public listed company.
MR. LEE KIT SEONG
Executive Director

Mr. Lee Kit Seong was appointed as an Executive Director of AEON Credit Service (M) Berhad on 20 June 2014. He obtained the Chartered Certified Accountant qualification from The Association of Chartered Certified Accountants ("ACCA") in 1996 and is currently a member of ACCA and the Malaysian Institute of Accountants ("MIA"). He began his career with Kassim Chan & Co (now knows as Deloitte Touche Tohmatsu) in 1996. He left to join Rashid Hassain Securities Sdn. Bhd. as an Accountant in 1997 before joining Affin Securities Sdn. Bhd (now known as Affin Investment Bank) as a Finance & Account Senior Manager in 2000. Thereafter, he left Affin Securities Sdn. Bhd to join the Company in 2006 as Senior Manager of Finance Group. In 2009, he left the Company to join OSK Investment Bank as Senior Vice President, Finance Group and re-joined the Company in 2013 as Assistant General Manager, Finance & Admin Group. In April 2014, he was appointed as Chief Financial Officer and Head of Finance & Admin Division before assuming current role as Head of Corporate Services Division in April 2015. He does not hold any directorship in any other public or public listed company.
MS. LEE TYAN JEN
Executive Director

Ms. Lee Tyan Jen was appointed as Executive Director of AEON Credit Service (M) Berhad on 1 July 2013. She obtained a Bachelor's Degree in Business Administration from University of South Alabama, USA in 1996. She joined AEON Credit Service (M) Berhad in 1998 as an Officer in the Credit Assessment Department. Subsequently, she was promoted to various positions in the Credit Assessment Department and was appointed as Assistant General Manager in 2006, heading the Credit Assessment Department. In 2008, she was promoted as General Manager and served as Head of Credit Operations Group and Head of Credit Card Group before assuming her current position as Head of Business Operations Division in April 2014. Currently, she is the Chief Operating Officer and Head of Customer Service and Operation Division of the Company. She does not hold any directorship in any other public or public listed company.
MR. KIYOAKI TAKANO
Executive Director

Mr. Kiyoaki Takano was appointed as Executive Director of AEON Credit Service (M) Berhad (the Company) on 25 June 2015. He obtained a Bachelor's Degree in Social Welfare from Tohoku Fukushi University, Japan in 1986. He started his career as an Officer in AEON Co., Ltd., Japan in 1986 in the Sales and Marketing Department and in March 2000, he was transferred to the Product Development Department. He was later promoted to be Assistant General Manager and General Manager in the Sales & Marketing Department in 2002 and 2007 respectively. In 2010, he was transferred to the Bank Agency Business as General Manager, where prior to his secondment to Digital Direct Co., Ltd, in 2011. Later, in 2013 he was seconded to AEON Link Co., Ltd, Japan as General Manager until he was appointed as Managing Director of AEON Link Co., Ltd, Japan in 2014, serving until March 2015. Currently, he is the General Manager of Sales and Marketing Division of the Company. He does not hold any directorship in any other public or public listed company.