Board of Directors
MR. NG ENG KIAT
Chairman and Independent Non-Executive Director

Mr. Ng Eng Kiat was appointed Chairman of AEON Credit Service (M) Berhad on 8 May 2018. Prior to his appointment, he has been with the board as an Independent Non-Executive Director of AEON Credit since 7 August 2007. He is a member of the Malaysian Institute of Accountants (MIA), Malaysian Institute of Certified Public Accountants (MICPA) and Fellow member of the Chartered Tax Institute of Malaysia and CPA Australia. He has more than forty (40) years of experience in the field of audit, accountancy and taxation. He had previously served as a member on a number of working groups of the Malaysian Accounting Standards Board, a coopted member on a number of committees of the MICPA and an examiner for the final professional examination of the MICPA. Presently, he is the Chairman of the merged firm of Azman, Wong, Salleh & Co. and Folks DFK & Co. He is currently a member of the audit interview panel representing MIA. He also sits on the Board of Directors of several private limited companies. He is currently the Chairman of the Audit Committee and member of the Remuneration Committee. He does not hold any directorship in any other public or public listed company.
MR. KENJI FUJITA
Managing Director

Mr. Kenji Fujita was appointed as an Executive Director of ÆON Credit on 19 June 2013 and as Managing Director of the Company on 23 June 2014. He obtained a Bachelor’s Degree in Arts & Humanity from Yamaguchi University, Japan in 1992 and a Master of Business Administration (“MBA”) degree from International University of Japan in 2009. He began his career in AEON Co., Ltd., Japan in 1992 and was subsequently transferred to AEON CO. (M) BHD. in 1997. He served in the Business Development function, MD Office and Shopping Centre Development functions over the years before he was appointed as the General Manager of SC Development in 2005. From 2007 until early 2012, he was managing the Human Resource, Administration, Finance and Executive Office functions in AEON Co., Ltd., Japan and AEON Stores (Hong Kong) Co., Ltd., Hong Kong. In March 2012, he was transferred to AFSJ and was appointed as Executive Director of AEON Financial Service (Hong Kong) Co., Ltd. in June 2012, prior to his transfer to the Company in June 2013. He does not hold any directorship in any other public or public listed company.
DATO' MD KAMAL BIN ISMAUN
Independent Non-Executive Director

Dato’ Md. Kamal bin Ismaun was appointed as an Independent Non-Executive Director of AEON Credit on 7 August 2007. He obtained a Bachelor’s Degree in Arts from Universiti Malaya in 1975. He had served 32 years in the Foreign Service in various capacities both abroad and in Wisma Putra (Ministry of Foreign Affairs) which included stints as Counsellor at the Embassy of Malaysia in Tokyo, Japan (1986-1990), Charge d’Affaires in Zagreb, Croatia in Bosnia Herzegovina (1994-1996), Ambassador to Cambodia (1996-1999), Under-Secretary at the Ministry of Foreign Affairs (Southeast Asia and Pacific, 1999-2001), Director-General of ASEAN in the Ministry of Foreign Affairs (2001-2003) and Ambassador to Germany (2003 July 2007). He also serves as a member of the Audit, Remuneration and Nomination Committees. He does not hold any directorship in any other public or public listed company.
MR. TOMOKATSU YOSHITOSHI
Independent Non-Executive Director

Mr. Tomokatsu Yoshitoshi was appointed as an Independent Non-Executive Director of AEON Credit on 30 June 2016. He obtained a Bachelor’s Degree in Law (Political Science) from Keio University, Japan in 1975. He received his post graduate education from the Graduate School of Business Administration at Indiana University, United States of America in 1981. He was seconded from the Long-Term Credit Bank of Japan Co., Ltd., Japan to serve as General Manager of Finance at the Dai-Ichi Hotel, Ltd., Japan from 1998 to 1999. He then joined ING Life Insurance Co. as General Manager at LDA Commercial Division in 1999, then assumed the position of General Manager at Investment Trust Services Division in 2000. He was appointed as President at ING Mutual Fund Management Co., Ltd. from 2002 to 2003. From 2003 to 2009, he served as General Manager in Bank Distribution Business Development, at ING Life Insurance Co., Ltd. He served as Audit & Supervisory Board Member at the Financial Products Group Co., Ltd. and FPG Trust Co., Ltd in 2011 and 2015 respectively. He was appointed as an Independent Director at AEON Bank Ltd., Japan in 2015. He does not hold any directorship in any other public or public listed company.
MR. S. SUNTHARA MOORTHY S. SUBRAMANIAM
Independent Non-Executive Director

Mr. S. Sunthara Moorthy S. Subramaniam was appointed as an Independent Non- Executive Director of AEON Credit on 1 March 2018. He is a Fellow Member of the Association of Chartered Certified Accountants (ACCA) and a Chartered Accountant with the Malaysian Institute of Accountants (MIA). He has over 30 years of experience, mainly in general management, strategic business development, corporate finance, accountancy, tax and audit. Mr. Sunthara served as an audit senior in several accounting firms in London, United Kingdom from 1986 to 1995, prior to joining Faber Group Berhad (FGB) (now known as UEM Edgenta Berhad) in 1995, where he served for 16 years. He held a few key positions in FGB and was the Chief Executive Officer of Faber Facilities Sdn Bhd, a wholly-owned subsidiary of FGB, while concurrently holding the position of the Director of Corporate Services of FGB. He was on the Board of of Eversendai Corporation Berhad as Executive Director of Corporate Affairs from October 2011 until March 2017. He does not hold any directorship in any other public or public listed company.
DATUK ADINAN BIN MANING
Independent Non-Executive Director

Datuk Adinan Bin Maning was appointed as an Independent Non-Executive Director of AEON Credit Service (M) Berhadon 28 June 2018. He is also a member of Audit Committee. Datuk Adinan pursued Accountancy at Institute Teknologi MARA from 1976 to 1979 where he completed the examinations of the Institute of Cost and Management Accountants (now known as Chartered Institute of Management Accountants).He has over 28 years working experience with banks. He started his career at Bank Bumiputra Malaysia Berhad (BBMB) in 1980 where he served for 18 years. He left to join Panji Timor Sdn Bhd as Group Chief Executive Officer in 1998. From 2004 – 2005, he served as Group Chief Executive Officer in Kuantan Flour Mills Berhad. Thereafter, he joined Prokhas Sdn Bhd as General Manager Operations in 2006. From 2007 – 2017, he became the Chief Executive Officer for Bank Simpanan Nasional, where he was instrumental in the bank’s transformation exercise.

He previously was the Chairman of BSNC Corporation Berhad and he holds directorships at BSNC Corporation Berhad, Bank Simpanan National, Prudential BSN Takaful Berhad, Permodalan BSN Berhad and Gibraltar BSN Life Berhad. He does not hold any directorship in any other public or public listed company.
DATIN KHOO PEK LING
Independent Non-Executive Director

Datin Khoo Pek Ling was appointed as an Independent Non-Executive Director of AEON Credit Service (M) Berhad on 28 June 2018. She is also a member of Audit Committee. Datin Khoo Pek Ling qualified as a Chartered Accountant of England & Wales in 1977. Upon her return to Malaysia, she joined Turquand Young (now Ernst & Young) in Kuala Lumpur before she became the Group financial controller of a major public listed group for five years.

In 1984, she started her own public practice and after several Audit Firm mergers, she became a senior partner of Folks DFK & Co and Azman Wong Salleh& Co. She was on the Board of DFK International, an International Association of Independent Accounting firms in 1992 – 1994.
In January 2018, she retired from Folks DFK & Co and Azman Wong Salleh & Co after 35 years of professional practice in audit, taxation and insolvency services. She actively serves on the committee of a Non-Government Organisation and she also sits on the Board of Directors of several private limited companies.

Professionally she is a Fellow of the Institute of Chartered Accountants England & Wales; a member of the Malaysian Institute of Certified Public Accountants; a member of the Malaysian Institute of Accountants and a member of the Chartered Tax Institute of Malaysia. She does not hold any directorship in any other public or public listed company.
MR. TETSURO TAKANO
Non Independent and Non-Executive Director

Mr. Tetsuro Takano was appointed Non Independent and Non-Executive Director of AEON Credit on 4 July 2017. He is obtained his Bachelor’s Degree in Commerce from Keio University, Japan in 1985. In 2003 he was appointed as Associate Director of the Credit Planning Department at Mizuho Financial Group, Inc. In 2004, he was appointed Assistant Manager of the Sales Department at Nihonbashi branch of Mizuho Corporate Bank, Ltd and later in 2007 promoted to Manager of the Finance Group of Mizuho Corporate Bank, Ltd. In 2010, he was promoted to General Manager of the Finance Group of Mizuho Financial Group, Inc. Later in 2012, he was appointed as Assistant General Manager of the Credit Planning Department of Mizuho Financial Group, Inc and Mizuho Bank, Ltd and subsequently, promoted to General Manager in 2013. In 2015, he was appointed General Manager of the Global Credit Planning Department in AEON Financial Service Co., Ltd. where he serves presently.He does not hold any directorship in any other public or public listed company.
MS. LEE TYAN JEN
Executive Director

Ms. Lee Tyan Jen was appointed as Executive Director of ÆON Credit on 1 July 2013. She obtained a Bachelor’s Degree in Business Administration from University of South Alabama, USA in 1996. She joined ÆON Credit in 1998 as an Officer in the Credit Assessment Department. Subsequently, she was promoted to various positions in the Credit Assessment Department and was appointed as Assistant General Manager in 2006, heading the Credit Assessment Department. In 2008, she was promoted as General Manager and served as Head of Credit Assessment Group before assuming the position as Head of Business Operations Division in April 2015. As at April 2016, she is the Chief Operating Officer and Head of Customer Service and Operation Division of the Company. She does not hold any directorship in any other public or public listed company.