Board of Directors
NG ENG KIAT
Chairman and Non-Independent Non-Executive Director
(66, Malaysian, Male)

Ng Eng Kiat was appointed as the Chairman of AEON Credit Service (M) Bhd on 8 May 2018. Prior to this appointment, he was an Independent Non-Executive Director of AEON Credit since 7 August 2007, and redesignated as a Non-Independent Non-Executive Director on 23 January 2019. He is a member of the Malaysian Institute of Accountants (MIA), Malaysian Institute of Certified Public Accountants (MICPA) and fellow member of the Chartered Tax Institute of Malaysia.

He has more than 40 years of experience in the field of audit, accountancy, corporate services and taxation. He had previously served as a member on a number of working groups of the Malaysian Accounting Standards Board, a coopted member on a number of committees of the MICPA and an examiner for the final professional examination of the MICPA. Presently, he is the Senior Partner/Adviser of the merged firm of Azman, Wong, Salleh & Co and Folks DFK & Co.

He is currently a member of the audit license interview panel representing MIA. He also sits on the Board of Directors of several private limited companies.

He is a member of the Remuneration Committee of the Company. He does not hold directorship in any other public or public listed companies.

Ng has attended all thirteen (13) Board meetings held during the year ended 28 February 2019 and holds 21,321 ordinary shares directly in the Company.
KENJI FUJITA
Managing Director
(50, Japanese, Male)

Kenji Fujita was appointed as an Executive Director of AEON Credit Service (M) Bhd on 19 June 2013 and as Managing Director of the Company on 23 June 2014. He obtained a Bachelor’s Degree in Arts & Humanity from Yamaguchi University, Japan in 1992 and a Master of Business Administration (MBA) degree from International University of Japan in 2009. He began his career in AEON Co., Ltd., Japan in 1992 and was subsequently transferred to AEON CO. (M) BHD. in 1997. He served in the Business Development function, MD Office and Shopping Centre Development functions over the years before he was appointed as the General Manager of SC Development in 2005. From 2007 until early 2012, he was managing the Human Resource, Administration, Finance and Executive Office functions in AEON Co., Ltd., Japan and AEON Stores (Hong Kong) Co., Ltd., Hong Kong. In March 2012, he was transferred to AEON Financial Service Co., Ltd Japan and was appointed as the Executive Director of AEON Financial Service (Hong Kong) Co., Ltd. in June 2012, prior to his transfer to the Company in June 2013. He does not hold any directorship in any other public or public listed company.

Fujita has attended all thirteen (13) Board meetings held during the year ended 28 February 2019. He does not hold any shares in the Company.
S. SUNTHARA MOORTHY S. SUBRAMANIAM
Independent Non-Executive Director
(57, Malaysian, Male)

S. Sunthara Moorthy A/L S. Subramaniam was appointed as an Independent Non- Executive Director of AEON Credit Service (M) Bhd on 1 March 2018. He is a Fellow Member of the Association of Chartered Certified Accountants (ACCA) and a Chartered Accountant with the Malaysian Institute of Accountants (MIA).

He has over 30 years of experience, mainly in general management, strategic business development, corporate finance, accountancy, tax and audit. Sunthara served as an audit senior in several accounting firms in London, United Kingdom from 1986 to 1995, prior to joining Faber Group Berhad (FGB) (now known as UEM Edgenta Berhad) in 1995, where he served for 16 years. He held a few key positions in FGB and prior to leaving FGB, he was the Chief Executive Officer of Faber Facilities Sdn Bhd, a wholly-owned subsidiary of FGB, while concurrently holding the position of the Director of Corporate Services of FGB. He was on the Board of Eversendai Corporation Berhad as Executive Director of Corporate Affairs from October 2011 until March 2017.

Currently, he is the Chairman of the Audit Committee of the Company. He does not hold any directorship in any other public or public listed company.

Sunthara has attended all thirteen (13) Board meetings held during the year ended 28 February 2019. He does not hold any shares in the Company.
YBhg. DATUK ADINAN BIN MANING
Senior Independent Non-Executive Director
(62, Malaysian, Male)

YBhg. Datuk Adinan bin Maning was appointed as an Independent Non-Executive Director of AEON Credit Service (M) Berhad on 28 June 2018, and identified as the Senior Independent Director on the Board since 23 January 2019. He obtained the ICMA professional qualification awarded by the Institute of Cost and Management Accountants (now known as Chartered Institute of Management Accountants) in 1979.

He has over 28 years of working experience in the banking industry, starting his career at Bank Bumiputra Malaysia Berhad (BBMB) in 1980, where he served for 18 years. He left to join Panji Timor Sdn Bhd as Group Chief Executive Officer in 1998 where he served until his appointment as Group Executive Officer of Kuantan Flour Mills Berhad in 2005. Thereafter, he joined Prokhas Sdn Bhd as General Manager (Operations) in 2006. In 2007, he was appointed as the Chief Executive Officer for Bank Simpanan Nasional where he was instrumental in the bank’s transformation exercise during his tenure of service until 2017.

He was previously the Chairman of BSNC Corporation Berhad and held directorships at BSNC Corporation Berhad, Bank Simpanan Nasional, Prudential BSN Takaful Berhad, Permodalan BSN Berhad and Gibraltar BSN Life Berhad. YBhg. Datuk Adinan had previously served as the President (Asia-Pacific) of the World Savings Bank Institute where he was a Board Member for seven years.

He is the Chairman of the Board Risk Management Committee and a member of the Audit Committee of the Company. He does not hold any directorship in any other public or public listed company.

YBhg. Datuk Adinan has attended eight (8) Board meetings held during the year ended 28 February 2019. He does not hold any shares in the Company.
DATO' MD KAMAL BIN ISMAUN
Non-Independent Non-Executive Director
(71, Malaysian, Male)

Dato’ Md. Kamal bin Ismaun was appointed as an Independent Non-Executive Director of AEON Credit Service (M) Bhd on 7 August 2007 and redesignated as a Non-Independent Non-Executive Director on 23 January 2019. He obtained a Bachelor’s Degree in Arts with Honours majoring in History and International Relations from Universiti Malaya in 1975.

He had served 32 years in the Foreign Service in various capacities both abroad and in Wisma Putra (Ministry of Foreign Affairs) which included stints as Counsellor at the Embassy of Malaysia in Tokyo, Japan (1986-1990), Charge d’Affaires in Zagreb, Croatia in Bosnia Herzegovina (1994-1996), Ambassador to Cambodia (1996-1999), Under-Secretary at the Ministry of Foreign Affairs (Southeast Asia and Pacific, 1999-2001), Director-General of ASEAN in the Ministry of Foreign Affairs (2001-2003) and Ambassador to Germany (2003 – July 2007).

He also serves as a member of the Nominating Committee of the Company. He does not hold any directorship in any other public or public listed company.

Dato’ Kamal has attended all thirteen (13) Board meetings held during the year ended 28 February 2019 and holds 9,000 ordinary shares directly and 18,000 ICULS in the Company.
TOMOKATSU YOSHITOSHI
Independent Non-Executive Director
(67, Japanese, Male)

Tomokatsu Yoshitoshi was appointed as an Independent Non-Executive Director of AEON Credit Service (M) Bhd on 30 June 2016. He obtained a Bachelor’s Degree in Law (Political Science) from Keio University, Japan in 1975. He received his post graduate degree from the Graduate School of Business Administration Indiana University, United States of America in 1981.

He was seconded from the Long-Term Credit Bank of Japan Co., Ltd., Japan to serve as General Manager of Finance at the Dai-Ichi Hotel, Ltd., Japan from 1998 to 1999. He then joined as General Manager at LDA Commercial Division in 1999 and joined ING Life Insurance Co., Ltd as General Manager in the Investment Trust Services Division in 2000. He was appointed as President at ING Mutual Fund Management Co., Ltd. from 2002 to 2003.

From 2003 to 2009, he served as General Manager in Bank Distribution Business Development, at ING Life Insurance Co., Ltd. In 2011 he served as Audit & Supervisory Board Member at the Financial Products Group Co., Ltd. In 2015, he was appointed as an Independent Non-Executive Director at AEON Bank Ltd. and as an Audit & Supervisory Board Member at FPG Trust Co., Ltd. He does not hold any directorship in any other public or public listed company.

He is currently the Chairman of the Nominating and Remuneration Committees in the Company.

Yoshitoshi has attended all thirteen (13) Board meetings held during the year ended 28 February 2019. He does not hold any shares in the Company.
DATIN KHOO PEK LING
Independent Non-Executive Director
(67, Malaysian, Female)

Datin Khoo Pek Ling was appointed as an Independent Non-Executive Director of AEON Credit Service (M) Berhad on 28 June 2018. Datin Khoo Pek Ling qualified as a Chartered Accountant of England & Wales in 1977 and is a Fellow of the Institute of Chartered Accountants England & Wales, a member of the Malaysian Institute of Accountants (MIA) and a member of the Chartered Tax Institute of Malaysia.

She started her career in Malaysia with Turquand Young (now Ernst & Young) in 1977 before taking up role as the Group Financial Controller of a major public listed group for five years. In 1984, she started her own public practice and after several audit firm mergers, she became a senior partner of Folks DFK & Co and Azman Wong Salleh & Co.

She was on Board of DFK International, an international association of independent accounting firms from 1992 to 1994. In January 2018, she retired from Folks DFK & Co and Azman Wong Salleh & Co after 35 years of professional practice in audit, taxation and insolvency services. She currently serves on the Committee of a Non-Governmental Organisation and she also sits on the Board of Directors of several private limited company.

She is a member of the Audit and Board Risk Committees of the Company. She does not hold any directorship in any other public or public listed company.

Datin Khoo has attended seven (7) Board meetings held during the year ended 28 February 2019. She does not hold any shares in the Company.
DATIN YASMIN BINTI AHMAD MERICAN
Independent Non-Executive Director
(68, Malaysian, Female)

Datin Yasmin Ahmad Merican was appointed as the Independent Non-Executive Director of AEON Credit Service (M) Bhd on 23 January 2019. A marketing and business transformation practitioner, she holds an MBA in Strategic Marketing (Distinction) from the University of Hull, United Kingdom.

As a former partner of Ernst & Young in Malaysia and EY Global Client Consulting, she led the development of the knowledge and customer management solutions in the Asia Pacific region between the mid to the end of the 1990s. In 2000, she founded the country’s first brand strategy firm, Trax Associates, and until 2018 supported organisational competencies in the brandbuilding and marketing of numerous products and services at some of Malaysia’s largest institutions and companies,

She currently sits on the Board of AEON Fantasy Sdn. Bhd., and HelloGold Sdn. Bhd. and also serves as advisor to intercultural learning programme Antarabudaya Malaysia. Between 2008 to 2012, she served on the board of Malaysia’s Productivity Corporation (MPC) and the industry panel at the School of Information Technology, Monash University (Malaysia).

She is now a member of the Nominating and Remuneration Committees of the Company. She does not hold any directorship in any other public or public listed company.

Datin Yasmin has attended two (2) Board meetings held during the year ended 28 February 2019. She holds 20,000 of ordinary shares in the Company.
RASHIDAH BINTI ABU BAKAR
Independent Non-Executive Director
(63, Malaysian, Female)

Rashidah Abu Bakar was appointed as Independent Non-Executive Director of AEON Credit Service (M) Bhd on 23 January 2019. She graduated from University Malaysia in 1979 with an LLB (Hons). She commenced work in Bank Negara Malaysia (BNM) on 1 April 1979 at the Investment Department. Throughout her tenure at the Department, her work included being involved in various governament financing transactions for syndicated loans and bonds denominated in foreign currency. Rashidah was appointed as the Advocate and Solicitor of the High Court in Malaya in September 1981 upon her completion of legal professional qualifications.
She returned to BNM after being admitted to the Malaysian Bar and continued her service at BNM. In 1993, she was transferred to the Legal Department in BNM.
Rashidah resigned from BNM in 1995 and joined private legal practice. Her area of practice was in conveyancing. She attended to financing documentation based on conventional as well as Shariah principles. She has gained experience in syndicated loans, private debt securities, sukuk documentation and highway financing.
She has also been appointed as a President of the Consumer Tribunal constituted under the Ministry of Domestic Trade and Consumer Affairs with effect from 15 April 2018.
She does not hold any directorship in any other public or public listed company. She is currently a member of the Board Risk Committee of the Company.
Rashidah has attended two (2) Board meetings held during the year ended 28 February 2019 and does not hold any shares in the Company.
TETSURO TAKANO
Non-Independent Non-Executive Director
(57, Japanese, Male)

Tetsuro Takano was appointed as the Non-Independent Non-Executive Director of AEON Credit Service (M) Bhd on 4 July 2017. He obtained his Bachelor’s Degree in Commerce from Keio University, Japan in 1985. In 2003, he was appointed as the Associate Director of the Credit Planning Department at Mizuho Financial Group, Inc.

In 2004, he was appointed as the Assistant Manager of the Sales Department at Nihonbashi, branch of Mizuho Corporate Bank, Ltd. In 2010, he was promoted to be the General Manager of the Finance Group of Mizuho Financial Group, Inc. Later in 2012, he was appointed as the Assistant General Manager of the Credit Planning Department at Mizuho Financial Group Inc and Mizuho Bank Ltd, and subsequently promoted to be the General Manager in 2013. In 2015, he was appointed as the General Manager of the Global Credit Planning Department in AEON Financial Service Co. Ltd, where he serves presently. He does not hold any directorship in any other public or public listed company.

Takano has attended twelve (12) Board meetings held during the year ended 28 February 2019. He does not hold any shares in the Company.
LEE TYAN JEN
Executive Director
(45, Malaysian, Female)

Lee Tyan Jen was appointed as the Executive Director of AEON Credit Service (M) Bhd on 1 July 2013. She obtained a Bachelor’s Degree in Business Administration from University of South Alabama, USA in 1996.

She joined AEON Credit Service (M) Bhd in 1998 as an Officer in the Credit Assessment Department. Subsequently, she was promoted to various positions in the Credit Assessment Department and was appointed as the Assistant General Manager in 2006. In 2008, she was promoted as General Manager and served as the Head of Credit Assessment Group before assuming the position as Head of Business Operations Division in April 2015. Since April 2016, she has been designated as the Chief Operating Officer of the Company and concurrently as the Head of IT Division. She does not hold any directorship in any other public or public listed company.

Lee has attended all thirteen (13) Board meetings held during the year ended 28 February 2019 and she holds 35,661 shares directly and 72,500 ICULS in the Company.