AEON Prepaid MasterCard
With no annual fees and over 5,000 merchants, spend that extra cash on something better.

Special discounts and rewards await you when you shop at any of the participating privilege merchants.

There are no annual fees with the AEON Prepaid MasterCard, so you can use that extra cash on something that you like.

With MasterCard readily accepted around the world, you can use it anywhere, anytime.
Fees & Charges

Annual Fees
Waived

Joining Fees
RM25

Cash Reload Fee / Top Up Fee
RM2 for every reload / top-up at AEON Credit Cash Deposit Machine (CDM)

Maximum Reload Amount (RM)
RM10,000 per reload, subject to the card limit of RM10,000 less any current balance.

ATM Withdrawal Fee (CIRRUS)
At AEON Credit ATM: NIL
Other banks ATM / CIRRUS Network: RM10 per transaction
Other banks ATM / CIRRUS Network: RM10 per transaction

Overseas Transaction – Retail and Cash Withdrawal
Card transactions effected in currencies other than Ringgit Malaysia will be debited from the Cardmember’s Account after conversion into Ringgit Malaysia, at the exchange rate as determined by MasterCard on the day of conversion including a service fee of 1%.

Card Replacement Fee
RM20 per card

Card Cancellation Fee
Waived

Sales Draft Retrieval Fee
RM15 per transaction

Monthly Statement Request Fee
RM5 per copy and only request for last 3 months will be entertained
Card Features & Benefits

No minimum income requirement
Unlike other credit cards, there is no minimum income requirement.

Government service tax
No government service tax. Which means more to spend for you.

Worldwide recognition
Recognised worldwide at all MasterCard locations

Online
Online purchases accepted.

Spend within budget
No worries on over-spending

Easy Reload / Top Up
At AEON Cash Deposit Machines (CDM)

Late payment charges
No late payment charges
Frequently Asked Questions (FAQ)
What is AEON Credit Prepaid MasterCard?
This is a Prepaid MasterCard that you can use to purchase goods just like a credit card but with spending limited to the amount of money you place on the Card – like your prepaid phone Card.
How do I use the Card?
Just present your Card to the outlets where MasterCard cards are accepted. The Card will be inserted into a card acceptance terminal just like a normal credit card transaction.
Do I need to activate the Card before using?
Yes. Your Card can be activated by calling our Customer Care Centre at 03 27199999
Where can I use it?
Worldwide where MasterCard® is accepted including online purchases
Who can qualify for this Card?
Applicant must be minimum 18 years of age. Unlike a regular credit card, there is no income qualification
Where and how can I Reload/Top-up?
Under Fees & Charges section
Where and how much can I withdraw?
Under Fees & Charges section
How do I withdraw cash from the Card?
A PIN will be mailed to you within 14 working days upon successful registration which allow you to withdraw cash from any AEON Credit ATMs nationwide or any CIRRUS ATMs worldwide. You are required to perform a first time PIN change at any AEON Credit ATM. To make an ATM withdrawal, please select ‘Cash Advance’ after you key-in your PIN.
How do I keep track of my spending?
Statement of Account is available via ACS web portal for cardmembers by logging on into our website. Cardmembers may check their balances via ACS website or call our Customer Care Center at 03-27199999
Can I use my Card at Petrol stations?
The card can be swiped at the self-service terminal. However, an amount of RM200 would be withheld in order to allow the requested transaction. Some merchants such as hotels and car rental services are authorized to hold / reserve some amount of money.