AEON Credit Executive Business Card (by invitation only)
From purchases to managing your travel and entertainment expenses, the all-in-one AEON Credit Executive Business Card is tailor-made specially for you!

Up to 1% Cashback on all retail transactions from AEON Co. and AEON BIG Stores.

0.5% Cashback on other retail transactions (excluding petrol and government services).

Complimentary 6X access to Plaza Premium Lounge for Cardholder.
Savings Calculator
Minimum Requirements

Minimum age:
21 years old

Minimum requirement:
- The business entity must be in operations for at least two (2) years.
- For companies, minimum shareholder funds must be at least RM50K.

Documents required (non-returnable):
Private Limited Company (Sdn Bhd) / Public Limited Company (Bhd)
Sole Proprietor / Partnership
Limited Liability Partnership
- Photocopy of MyKad/MyPR (front & back) or valid (non-expired) Passport of all appointed Director(s) and all Guarantor(s)
- Certified True Copy Form 8 / Form 9 Section 32
- Certified True Copy Form 24 / Section 78
- Certified True Copy Form 49 / Section 58
- Certified True Copy Memorandum and Articles of Association / Section 32
- Latest 6 months Bank Statement
- Latest 1 year latest Audited Financial Statement
- Credit Bureau consent letter
Sole Proprietor / Partnership
- Photocopy of MyKad/MyPR (front & back) or valid (non-expired) Passport of Proprietor / all Partner(s)
- Credit Bureau consent letter
- Latest 6 months Bank Statements
- Latest Form B / Form P with official tax receipt
- Peninsular Malaysia: Latest Suruhanjaya Syarikat Malaysia (SSM) print out and latest Business License; OR Sabah: Latest Trading License; OR Sarawak: Business Registration Certificate, Latest Business License and extract of Registration of Business name
Limited Liability Partnership
- Photocopy of MyKad/MyPR (front & back) or valid (non-expired) Passport of appointed Partner(s)
- Certificate of Registration with CCM
- Latest Certificate of Good Standing
- Latest 6 months Bank Statements
- Latest Form P with official tax receipt
- Credit Bureau consent letter
Fees & Charges

Annual Fees
Waived.

Tiered Finance Charges
Finance Charge of the outstanding will be calculated on daily basis based on Tiered Finance Rate Structure as below:


Minimum Monthly Repayment
5% of Current Balance, 100% Service Tax, 100% Monthly Installment and 100% Past Due amount OR minimum of RM 50; whichever is higher.

Late Payment Charges
A minimum of RM10 or 1% of total outstanding retail transactions whichever is higher and up to a maximum of RM100.

Overseas Transactions
Card transactions effected in currencies other than Ringgit Malaysia will be debited to the Cardholder’s Account after conversion into Ringgit Malaysia, at the exchange rate as determined by MasterCard on the day of conversion including a service fee of 1.0%.

Interest Free Period for Retail Transactions
- Cardholders that pay in full before / on payment due of the previous month's statement will enjoy an interest- free period of 20 days for all Retail Transactions only.
- Cardholders that pay minimum before/on the payment due date and revolve their previous month’s outstanding balances, will be charged finance charges as per application Tiered Finance Rate Structure for all Retails Transactions from posting date of the Retail Transaction.

Card Replacement Fee
Damaged Card will be replaced free of charge. If your card is lost or stolen, a fee of RM35 will be charged per card for first time replacement and RM50 per card for subsequent replacements.

Sales Draft Retrieval Fee
RM15 per copy.
Only request for last 3 months will be entertained.
Only request for last 3 months will be entertained.

Statement Request Fee (upon request only)
RM5 per copy.
Only request for last 3 months will be entertained.
Only request for last 3 months will be entertained.

Credit Balance Refund Fee
IBG Fee of RM0.10 or cheque issuance fee of RM0.50, depending on instrument of refund requested by customers.

Flexi Payment Plan
Start from as low as 2.5% interest of total amount converted.
Early Settlement is RM50 per request.
Early Settlement is RM50 per request.

0% Instalment Payment Plan
Cancellation/Early Settlement is RM30 per request.
Card Features & Benefits

Cashback
With an AEON Credit Executive Business Card, you can earn more cashback all year long. Plus, it will be automatically credited into your account.
- 1% Cashback on all retail transactions from AEON Co and AEON BiG stores.
- 0.5% Cashback on other retail transactions (excluding petrol and government services)
- 1.1% Cashback for Berjaya Sompo Insurance.

20 Days Interest Free Period
Enjoy 20 days interest free period from the date of your monthly billing statement if you have paid the previous month’s statement in full.

0% Instalment Payment Plan
Enjoy 0% Instalment Plan with AEON Corporate Card which allows easier financial planning. The tenure of 0% Instalment Plan is applicable up to 36 months and varies on selected merchants.

Flexi Payment Plan
Call us today and we will help to convert your purchases to affordable monthly instalments after 3 working days from the date of purchase and before transaction is posted/or stated in the current month’s statement. Terms and Conditions apply.

Plaza Premium Lounge Access
Indulge yourself in a moment of relaxation; enjoy 6x complimentary access to Plaza Premium Lounges for a year at participating lounges in Malaysia.

Global Travel Coverage up to RM1,000,000
Enjoy your vacation without any worries knowing that you have the protection from us of up to RM1,000,000 coverage.
*This Insurance is underwritten by MSIG MALAYSIA and subject to terms and conditions of the respective master policies.
*This Insurance is underwritten by MSIG MALAYSIA and subject to terms and conditions of the respective master policies.